For the past several weeks the lovely wife has been poring over our financial existence. Retirement funds, school loans, salaries, college funds, piggy banks, lottery tickets and anything else related to our financial future.
The goal? Well, apparently there will be a time when we’re too old to work and, according to my lovely wife, we need to be prepared for that day. While she liked my idea of raising genius, fabulously rich children that will take care of us in our senior days, she thought we can’t put all of our pennies in that basket. So, we have to spend our days talking about this type of fund and that type of fund and whether we want to eat filet mignon in our senior days or live off of cat food.
Personally, I think cat food could be quite tasty.
Seriously though, it’s really hard to decide today what kind of life you want to have 26 years from now. Will we want to travel? Hell yeah! Do we want to visit our grandkids after they have moved somewhere significantly far from where we live? You bet! Do we want to live in our current mansion or downsize to a condo that has a community center with a bingo night? It depends on whether they play for money or not.
There are so many variables and wants and only a finite amount of resources. I mean, I do work for a non-profit and while my retirement plan is probably the best you’ll see at a non-profit, it still isn’t going to allow me to jet set to Europe every year. I’d love for us to pay for our kids education entirely but, realistically, they’ll have to contribute something so they’ll need to be either awesome athletes or brainiacs to the nth degree.
So, I want to take this opportunity to thank my Honey for making sure we won’t be panhandling along the Pacific Ocean in our older years and remind Swee’Pea and TheMonk that I’ll do all that I can to ensure their success.
But if they become fabulously rich… This blog is documentation of how great a parent I’ve been.
I’m just sayin’…
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